Author: Crown IM

The Office of Privacy Protection reminds parents to tell their children not to give out personal information…

Now that school is in full-swing, many children are spending extra hours in front of a computer or on their cell phone with Internet access. Unfortunately, this also makes them ideal targets for identity thieves.
“The younger the victim, the more time these thieves have to exploit the child’s identity,” said Sandy Chalmers, Administrator of the Wisconsin Division of Trade and Consumer Protection. “Identity theft against a child can go undetected for years and do a lot of damage to their good name.”
The Office of Privacy Protection, part of the Bureau of Consumer Protection, reminds parents to tell their children not to give out personal information unless it’s vitally important and exchanged with a reliable source.

In addition to talking to children about potential online dangers, the Bureau of Consumer Protection’s Office of Privacy Protection also encourages parents to occasionally check their child’s credit report. If a report exists, that is a red flag, and often the first sign of identity theft.
“The credit reporting agencies do not knowingly maintain credit files on children,” Chalmers explained. “A check of your child’s credit should turn up nothing until the age of 18 unless they are the victim of identity theft or a secondary user on a credit card authorized by a parent.”

ConsumerAffairs.com

Proposed rule requires an accounting of detailed information for disclosures that affect a person’s rights or interests…

The U.S. Department of Health and Human Services’ (HHS) Office for Civil Rights (OCR) is proposing changes to the Privacy Rule, pursuant to the Health Information Technology for Economic and Clinical Health (HITECH) Act. HITECH is part of the American Recovery and Reinvestment Act of 2009.

“This proposed rule represents an important step in our continued efforts to promote accountability across the health care system, ensuring that providers properly safeguard private health information,” said OCR Director Georgina Verdugo. “We need to protect peoples’ rights so that they know how their health information has been used or disclosed.”

People would obtain this information by requesting an access report, which would document the particular persons who electronically accessed their protected health information. Although covered entities are currently required by the HIPAA Security Rule to track access to electronic protected health information, they are not required to share this information.

The proposed rule requires an accounting of more detailed information for certain disclosures that are most likely to affect a person’s rights or interests. The proposed changes to the accounting requirements provide information of value to individuals while placing a reasonable burden on covered entities and business associates.

Article provided by Human Health Services

Nearly half of all identity theft victims have difficulties…

The monetary costs of identity theft can be quite hefty. In fact, victims of identity theft lose an average of $2,000 to 15,000 in wages trying to deal with their cases. This is because victims spend between a day and 9 months trying to repair the financial damage caused by identity thieves, and some even spend up to a year trying to deal with their cases. On average, victims spend between $850 to $1400 in expenses related to their cases, which includes paperwork and any other legal fees.

As a result of identity theft, nearly half of all identity theft victims have difficulties obtaining credit and loans, and roughly 1/5 of victims have higher credit interest rates. Over 2/3 of victims have difficulties removing negative information from their credit scores.

The psychological impact of identity theft is also extensive on both the victims and their families. Victims often times experience anger, anxiety and depression as a result of losing their finances. Nearly half of all victims experience denial, disbelief, feel filed, and develop an inability to trust others, and over half feel unprotected by the police as well as experience rage.

IdentityTheftFacts.com

Strict security should be practiced when using smart phones, laptops, iPads . . .

Christopher Chaney, of Jacksonville Florida, has been accused of targeting the entertainment industry, by hacking into the personal e-mail accounts of celebrities. He was arrested after being charged with a range of cyber-related crimes. Investigators believe that Chaney used publicly available sources to mine for data about his victims, all of whom are associated with the entertainment industry.

Once Chaney gained access and control of an e-mail account, he would obtain private information, such as e-mails and file attachments, according to the indictment. In addition, investigators believe that Chaney was led to new victims by accessing the address books of victims whose computers he already controlled. “It’s important to remember that, although these victims appear to have been targeted based on their celebrity, similar methods may be used to illegally access any one of our computers,” said Steven Martinez, Assistant Director in Charge of the FBI’s Los Angeles Field Office. “Strict computer security should be practiced when using smart phones, laptops, desktops, iPads, or any other device that provides Internet access.”

-Associated Press

Thieves are using unsecured wireless networks to infiltrate smartphones . . .

Imagine this:  You’ve been invited to deliver a speech, to the United States Treasury Department, on Identity Theft.  The Conference will be held at Disney World, so you take your family along to enjoy the resort and parks.  When you return home you find you have become a victim of identity theft.  Likely, the thief used a smartphone to snap a picture of you purchasing an item, when you pulled out your credit card and ID for verification.

Thieves are also, now using unsecured wireless networks and infiltrating smartphones through Bluetooth technology.  Experts say it is best to have updated virus software, and to encrypt sensitive data and never type passwords or credit card number over an unsecured wireless network.  They also recommend that you keep your phone’s Bluetooth turned off unless you are actively using it and monitoring it, to prevent unauthorized access to the phone.

Info provided by Sarrelson Law

Information used to open credit cards and bank accounts. . .

Jonathan Morris II, the owner of St. Augustine-based cleaning company Mr. Janitor, was arrested for allegedly stealing personal information from some Eagle Harbor Country Club members.

According to the Clay County Sheriff’s Office, Morris used that information to open credit cards and bank accounts in alleged victims’ names.  Morris is scheduled for a pre-trial hearing in January.  His charge is listed as identity theft of more than twenty persons or $50,000.

What to do if you might be a victim of identity theft . . .

Those of us in the information security business talk about identity theft all the time. Identity Theft has risen 13% from 2010 to 2011. We thought it might be a good idea for our clients to have a check list of things to do if you feel you have become a victim. Remember: “THIS IS NOT LEGAL ADVICE”. It’s just a suggestion on where you can start when you feel victimized!

Call the IRS and inform them you believe you are a victim of identity theft. (Often the way you will find out that something is amiss is when you don’t receive your refund check. It may have been issued to the thief who has assumed your identity).

Fill out IRS Form 14039 and fax or mail back to IRS.

Contact the Social Security Administration ( If you go to their website they have an Identity Theft webpage). If you contact them by phone they will tell you to contact the Federal Trade Commission.

Contact the Federal Trade Commission (877-438-4338). After you contact them by phone, you will be sent an Identity Theft Complaint Affidavit.

Contact your local police department and tell them you have been a victim of identity theft. Make sure you get a case number and follow up in a few days to get the full police report. Make sure you put that police report in your Credit bureau file.

Contact one of the three credit bureaus: Equifax at 800-525-6285, Trans Union at 800-680-7289, or Experian at 888-397-3742.Tell them you are entitled to make a victim-of-fraud statement that will be put into your credit history along with your police report.

Save storage space, keep your business legally secure . . .

Retention schedules are one of the most important aspects of a documents life cycle. Different documents have different legal requirements and these requirements may be as short as a month or as long as twenty five years.

Retention schedules are important for several reasons, such as saving you storage space, but most importantly it keeps your business legally secure. In the event of a lawsuit, Federal Rule 26 requires that each party provide all relevant records to the opposing counsel. By destroying records according to a set schedule, your company can appropriately limit the amount of materials it must search through to comply with this law.

Business should also be aware of the documents discarded on a daily basis. This trash often contains information that could be used against the company or worse, private information belong to your clients. Discarded daily records include phone messages, memos, and misprinted forms, drafts of bids and drafts of correspondence.

Crown Shredding and Records Storage can work with you to develop a secure document destruction program that’s best for your business.

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